Grandmaster Data Scientist | AI/ML | Risk Intelligence

Aniket Barphe

Designing intelligent systems for forecasting, underwriting, and risk-driven decision making.

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About Me

Aniket Barphe

Aniket Barphe

Data Scientist & AI Expert

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I build intelligent systems that transform complex data into strategic business decisions.

I’m Aniket Barphe, a Grandmaster Data Scientist specializing in machine learning, forecasting systems, and risk intelligence across Insurance, Energy, Banking, and Climate domains.

My work focuses on designing scalable AI solutions for underwriting, predictive analytics, forecasting, NLP, and operational decision-making — combining statistical rigor with production-oriented engineering.

From climate forecasting and renewable energy optimization to insurance analytics and customer intelligence, I develop systems that are built not just for accuracy, but for measurable business impact.

Risk Intelligence

Developing predictive systems for underwriting, pricing optimization, retention modeling, and operational risk analysis.

Forecasting Systems

Engineered solar, wind, weather, and business metrics forecasting engines with statistical guarantees.

Production AI

Designing robust, containerized model serving APIs, automation pipelines, and scalable cloud architectures.

Decision Analytics

Translating complex modeling arrays into automated workflows that drive operational decision-making.

Technical Skills

AI, analytics, forecasting, and risk intelligence technologies used to build scalable data-driven solutions.

AI & ML

Machine LearningPredictive ModelingNLPScikit-LearnClassification SystemsTime Series Forecasting

Data & Engineering

PythonSQLPandasNumPyGitExcel

Domain Expertise

Insurance AnalyticsRisk ModelingClimate IntelligenceUnderwriting SystemsEnergy ForecastingBusiness Analytics

Core Strengths

Forecasting SystemsProduction AIRisk IntelligenceDecision AnalyticsOperational MLBusiness Strategy
Machine LearningForecastingRisk AnalyticsNLPClimate Intelligence

Professional Experience

IDBI Bank
IDBI Bank Dec 2025 – Present
Mumbai

Manager (Data Scientist)

+12% Forecast Accuracy ₹4 Cr Risk Mitigated Production AI
  • Revamping NPA prediction models for SRA & Non-SRA loan portfolios
  • Migrating SAS-based models to scalable Python ML framework
  • Improving model accuracy, stability, and regulatory compliance
SQL Time Series Forecasting Portfolio Risk Pandas
Bajaj Allianz General Insurance
Bajaj Allianz General Insurance Sep 2024 – Dec 2025
Pune

Manager (Data Scientist)

+14% Underwriting Accuracy ML-driven Pricing Portfolio Analytics
  • Improved renewal rate from 60% to 65% using ML models
  • Built customer risk scoring + recommendation system
  • Generated ₹2 Cr additional revenue using pricing optimization
  • Mentored junior data scientists
Predictive Modeling Risk Intelligence Pricing Optimization NLP
IndiaFirst Life Insurance
IndiaFirst Life Insurance Jun 2023 – Sep 2024
Mumbai

Manager (Data Scientist)

+16% Customer Retention 2.1x Campaign Efficiency Decision Analytics
  • Improved propensity model accuracy by 5–15% using ensemble methods
  • Built underwriting risk prediction algorithms
  • Developed actuarial reserve prediction models
  • Mentored junior team members
Customer Analytics Churn Prediction Propensity Models SQL
Tata AIG General Insurance
Tata AIG General Insurance Aug 2022 – Jun 2023
Mumbai

Senior Manager (Data Scientist)

+22% Loss Ratio Improvement 1.5x Underwriting Speed Risk Optimization
  • Delivered P&L, growth, and performance analytics
  • Performed claim analytics (Loss Ratio, Combined Ratio, Expense Ratio)
  • Built dashboards for profitability tracking
  • Supported strategic business decisions
Python Risk Modeling Predictive Analytics Underwriting AI
Greenko Group
Greenko Group Mar 2021 – Aug 2022
Hyderabad

Assistant Manager – Forecasting

+18% Wind Power Yield 98.5% Scheduling Accuracy Energy ML
  • Improved solar forecasting accuracy by 15%
  • Enhanced monsoon forecasting using ensemble models
  • Built wind power prediction models (+8% accuracy)
  • Automated processes and built forecasting pipelines
  • Led and mentored team
Energy Forecasting Renewable Analytics Climate Intelligence NumPy
ICICI Lombard
ICICI Lombard Feb 2018 – Mar 2021
Mumbai

Customer Service Manager & Data Scientist

+18% Fraud Detection Rate ₹3 Cr Saved Annually Operational ML
  • Built crop yield forecasting model (+15% accuracy)
  • Developed risk selection and pricing models
  • Managed team of 25+ members
  • Worked on underwriting and insurance analytics
Machine Learning Underwriting Systems Claims Fraud Risk Modeling
Climate Connect
Climate Connect Sep 2017 – Feb 2018
Pune

Meteorologist

+15% Model Efficiency Climate Risk Analytics ML Migration
  • Developed solar prediction regression models
  • Contributed domain insights across teams
Python NLP Weather Forecasting Climate Models
Andhra Pradesh Govt (APSDPS)
Andhra Pradesh Govt (APSDPS) Sep 2016 – Aug 2017

Young Professional

+20% Disaster Readiness Statewide ML Systems Operational Analytics
  • Improved crop yield prediction by 10%
  • Automated DSSAT models using MATLAB
  • Conducted drought analysis
Public AI Systems Decision Analytics Policy Modeling SQL
Skymet Weather
Skymet Weather Jan 2016 – Aug 2016

Research Associate

+14% Rain Prediction Accuracy Geo-ML Migration Risk Optimization
  • Performed meteorological data analysis
  • Built crop prediction models
Predictive Intelligence Geospatial ML Climate Risk Scikit-Learn

My Projects

Real-world data science projects showcasing expertise in machine learning, statistical modeling, predictive analytics, and data visualization.

Predict Motor Insurance Claim

Predict Motor Insurance Claim

Predicted insurance claim probabilities using ensemble classification techniques.

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Forecast Green Energy Demand

Forecast Green Energy Demand

Forecasted renewable energy demand using ensemble regression models.

Source Code View Details
Real Estate Data Challenge

Real Estate Data Challenge

Achieved 1st rank by predicting property sale prices and segmentation using XGBoost.

Source Code View Details
Predict Total Fare of Taxi Ride

Predict Total Fare of Taxi Ride

Predicted taxi fare prices using ensemble regression techniques.

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Predict Climate Change Effects on Commodity Prices

Predict Climate Change Effects on Commodity Prices

Forecasted climate change impacts on commodity prices using ensemble ML models.

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Predict Smoker Status using Bio-Signals

Predict Smoker Status using Bio-Signals

Developed predictive models for smoker status identification using bio-signals.

Source Code View Details

My Achievements

Competitive Data Science

MachineHack GrandMaster

Top Global Rank Machine Learning Competitions

1st Rank – Cricket Hackathon

Analytics Vidhya Hackathon

2nd Rank – GDP Forecasting Challenge

Forecasting Competition

3rd Rank – Air Quality ML Hackathon

Machine Learning Hackathon

Top ranks in multiple ML competitions

Competitive Data Science

Guest Lecture

ML Workshop at Cummins College of Engineering

Hands-on session on Machine Learning & Hackathons

Available for technical talks, workshops, and panel discussions on AI & ML.

Honors & Awards

Recognitions from academic institutions and industry organizations.

Silver Medalist — Global Navigation Satellite System (GNSS) & Applications

Indian Institute of Technology (IIT) Roorkee Oct 2019

Got 75% marks in the exam for Global Navigation Satellite System (GNSS) & Applications and received a certificate with Silver + Elite.

Certificate of Achievement for Outstanding Performance

ICICI Lombard GIC Ltd., Mumbai, Maharashtra, India Sep 2019

Awarded Certificate of Achievement from "Sanjay Datta Sir — Chief Underwriting, Reinsurance & Claims" for outstanding performance from the Agriculture Underwriting Team of ICICI Lombard.

Topper & Gold Medalist — Remote Sensing & Digital Image Processing of Satellite Data

IIT Roorkee Oct 2018

Got 96% marks in the exam for Remote Sensing & Digital Image Processing of Satellite Data & received a certificate with Gold + Elite.

1st Prize in Oral Presentation

Indian Meteorological Society Pune (IMSP) Mar 2015

Savitribai Phule Pune University

Paper titled "Epochal Changes in the Arabian Sea Mini Warm Pool & its role on monsoon onset vortex formation" authored by Aniket Barphe, C. Gnanaseelan, Soumi Chakravorty and P. Pradeep Kumar, presented at the Annual Workshop on Monsoon and National Symposium on Vagaries of Monsoon at IITM Pune, March 2–3, 2015.

Best Student Poster Award

4th National Conference of the Ocean Society of India (OSICON-15) Mar 2015

Savitribai Phule Pune University

Paper titled "Processes associated with the Arabian Sea Mini Warm Pool formation and their epochal changes" authored by Aniket Barphe, C. Gnanaseelan and P. Pradeep Kumar, presented at CSIR-National Institute of Oceanography, Dona Paula, Goa, March 22–24, 2015.

Best Student Poster Award – 2nd Prize — Migrant Workers in India: Challenges and Rights

Mar 2014

Savitribai Phule Pune University

Delivered a poster presentation at the One-Day Workshop titled "Is Human Rights for All?" under the Human Rights Education Programme at Savitribai Phule Pune University.

Certifications & Credentials

Dynamic showcase of specialized credentials, professional courses, and academic honors.

Analytics Vidhya 2022-08

Machine Learning Summer Training

AI Machine Learning
ID: ecbcwuroek Verify
National Water Academy, Pune 2022-01

Big Data Applications in Water Resources and Hydro Informatics

Big Data Hydro Informatics
No ID Verify
National Water Academy, Pune 2022-01

Introduction to Python Programming & Its Applications in Water Resources Sector

Python Water Resources
No ID Verify
Insurance Institute of India 2021-10

Basics of General Insurance Product Designing and Pricing

Insurance Product Design
No ID Verify
National Association of State Boards of Accountancy 2021-11

Python: Working with Predictive Analytics

Data Science Predictive Analytics
ID: AffisEXEGIH3RN2EK464tq9D1BqV Verify
NIT Warangal Artificial Intelligence 2021-10

Advanced Artificial Intelligence & Machine Learning Applications

Artificial Intelligence Machine Learning
No ID Verify
Insurance Institute of India 2021-05

Certificate Course on Property Insurance

Insurance Property Insurance
ID: CCPI/B1/002 Verify
Insurance Institute of India 2020-07

Management of Fire Insurance (Material Damage and LOP)

Fire Insurance Insurance
No ID Verify

Insights & Articles

Detailed write-ups and case studies on Machine Learning, AI, and Data Science.

Predicting Insurance Customer Lifetime Value (CLTV)
Real-world Use Cases

Predicting Insurance Customer Lifetime Value (CLTV)

Personalized Customer Engagement For insurance companies, not all customers present the same long-term value. Segmenting customers based on their predicted...

May 9, 2026 Read Article
Predicting Harvesting Crop Conditions to Prevent Pesticide Damage
Real-world Use Cases

Predicting Harvesting Crop Conditions to Prevent Pesticide Damage

Precision Agriculture While pesticides protect crops, over-application can destroy a harvest. Predicting the outcome of a harvest season based on...

May 9, 2026 Read Article
Forecasting Green Energy Demand for National Infrastructure
Real-world Use Cases

Forecasting Green Energy Demand for National Infrastructure

Transitioning to Renewable Energy As nations shift towards green energy, accurately forecasting total energy demand is vital for building the...

May 9, 2026 Read Article
Predicting Climate Change Effects on Commodity Prices
Real-world Use Cases

Predicting Climate Change Effects on Commodity Prices

Sustainability and Supply Chains Climate change is causing unprecedented variability in agricultural yields, disrupting supply chains and driving volatility in...

May 9, 2026 Read Article
Insurance Fraud Detection: A Real-world Enterprise Solution
Real-world Use Cases

Insurance Fraud Detection: A Real-world Enterprise Solution

The Cost of Fraud Insurance fraud costs the industry billions annually, driving up premiums for honest customers. Detecting these fraudulent...

May 9, 2026 Read Article
Predicting Loan Eligibility for Dream Housing Finance
Data Science

Predicting Loan Eligibility for Dream Housing Finance

Automating Financial Decisions Housing finance companies receive thousands of applications daily. Automating the loan eligibility process in real-time based on...

May 9, 2026 Read Article

LinkedIn Recommendations

See what others say about my work.

"Recommended for honesty and hardworking attitude during undergraduate studies."

Shahzad Mobeen

Assistant Professor

Teacher

Honesty Discipline Work Ethic
"Highlighted strong academic background and passion for weather analytics applications."

Sushant Puranik

Associate Vice President

Managed directly

Weather Analytics Domain Knowledge Technical Expertise
"Recognized as dedicated and hardworking with strong knowledge of data analysis tools."

Neeraj Poul

Branch Manager

Studied together

Data Analysis Dedication Hard Work
"Highlighted research aptitude, academic excellence, Linux expertise, and programming capabilities."

P. N. Sen

Visiting Professor

Managed directly

Research Numerical Weather Prediction Linux MATLAB Programming
"Praised analytical ability, technical foundation, dedication, and professionalism."

Dr. Ashwini M. Deshpande

Associate Professor

Mentored directly

Analytical Skills Communication Technical Expertise Professionalism
"Strong academic recommendation highlighting research aptitude, communication skills, and programming expertise."

Purva Salvekar

Retd. Scientist G, IITM

Managed directly

Research Meteorology Programming Communication Linux MATLAB Fortran R

Contact Me

Let's Talk About Data.

Whether you have a question, a project proposal, or just want to discuss the latest trends in Artificial Intelligence, I'm always open to new connections.

Phone

+1 (555) 123-4567